All financial advisors I’ve talked to always tried to sell their mutual funds or some bank product to me. One of them even said the s&p 500 is the worst etf to invest into.

For those (like me) who was wondering what the Fermi Paradox was:

The Fermi paradox is the discrepancy between the lack of conclusive evidence of advanced extraterrestrial life and the apparently high likelihood of its existence. As a 2015 article put it, “If life is so easy, someone from somewhere must have come calling by now.”

https://en.wikipedia.org/wiki/Fermi_paradox