Uber eats/doordash is a different level. I don’t use them unless I have a gift card.

Instacart and similar as mentioned here do upcharge but it is just regular groceries so I can cook and eat at home. It’s on a basis of time=money. I want back the time I’d have to spend grocery shopping so I’ll spend money for it. If I ever get employed somewhere with reasonable public transit or safer biking that may change.